Dwarka Expressway has become one of Gurgaon's hottest residential corridors, with projects across Sectors 99 to 113 drawing buyers at every price point from ₹1.2 crore to ₹6 crore+. But financing a home here comes with specifics that a generic home loan guide won't tell you.
Why financing differs on Dwarka Expressway
A large share of inventory along the Dwarka Expressway is under construction or newly delivered. That single fact changes your home loan in several ways:
- Loan-to-value (LTV) can be lower on under-construction property, meaning you may need a larger down payment.
- Disbursement is construction-linked — the bank releases money in tranches tied to construction milestones, not all at once.
- Builder and project approval matters — banks maintain approved-project lists, and your rate and eligibility can hinge on whether your specific project is approved with that lender.
Which banks fund which projects
Not every bank funds every project on the Dwarka Expressway. Each lender approves specific builders and towers, and that approval status affects your rate and LTV. Major banks typically have approvals across the larger, RERA-registered projects in Sectors 102, 103, 106, 109, 110, and 113 — but the only way to know for your exact project is to check.
Getting the real rate on the Dwarka Expressway
Because so much inventory here is high-ticket and under construction, the gap between advertised and real sanctioned rates is especially wide. Your real rate will depend on the project, your profile, the LTV, and the lender.
See which banks fund your project and your real rate
Zero processing fee · Property-first eligibility check
